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Mortgage Loans & Bankers
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If you are a first time homebuyer or moving to a new home, we have a loan program to fit your needs. If you are thinking of refinancing, we will put together a savings evaluation to determine if refinancing your loan is right for you. If you are an investor looking for rental property, we have options for you as well. We can help you solve almost any challenge.

Community Bank & Trust is an employee owned financial institution that has 14 full service locations in southwest Missouri and southeast Kansas.

Flat Branch Home Loans is a full service mortgage banker providing quality home loans to homeowners in Missouri and Kansas through a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others.  We strive to provide our customers with outstanding customer service and value the importance of offering them lower rates and fees.  Our loans are locally processed and underwritten and because of this, our customers can experience a smooth, pleasant process from start to finish.


Guaranty Bank has been serving the financial needs of Southwest Missouri families since 1913. It currently operates three full-service branches in Joplin plus two in Carthage and one in Neosho, in addition to nine full-service locations in Greene and Christian counties. Guaranty Bank offers the latest in consumer and commercial banking products, home mortgage loans, HELOC’s and merchant services. Guaranty Bank is a member of the MoneyPass ATM network, which provides its customers surcharge-free access to more than 32,000 ATMs nationwide. For more information please visit the Guaranty Bank website at

We are a banking institution servicing business and retail customers.

From online banking to innovative business and personal banking solutions, we continually seek ways to improve our services and utilize the latest technology to address our clients’ banking needs.

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